This creamy and flavorful Bean Dip is the perfect party appetizer or snack. Made with hearty beans, zesty spices, and smooth cream cheese, it’s a delicious dip that pairs wonderfully with tortilla chips, crackers, or fresh veggies. Quick to prepare and loaded with flavor, it’s an ideal option for entertaining or satisfying a midday craving.
In a medium-sized mixing bowl, combine the refried beans, sour cream, and cream cheese. Mix until smooth and creamy.
Stir in the taco seasoning, garlic powder, and onion powder. Adjust seasoning to taste.
Transfer the bean mixture to a small saucepan and cook over medium heat for 4-5 minutes, stirring occasionally, until heated through.
Remove from heat and stir in ½ cup of the shredded cheddar cheese. Mix until the cheese melts into the dip.
Pour the dip into a serving bowl, top with the remaining cheddar cheese, diced tomatoes, and green onions.
Serve warm with tortilla chips, crackers, or veggie sticks.
For an extra kick, add chopped jalapeños or a dash of hot sauce. If you prefer a chunkier dip, stir in whole black beans or pinto beans before heating. Use low-fat sour cream and cream cheese for a lighter version. Garnish with fresh cilantro or avocado for added freshness.